There are two scenarios that I have seen where purported debt collectors have threatened people with jail. One of them is an out and out scam. The other is just illegal. The scam is the most common so let’s start there.
- Collector calls and tells you that if you don’t pay a certain bill immediately, the Sheriff is going to come to your house and arrest you. You have to pay this today. You are going to be arrested tomorrow. The only way you can pay this is by electronic funds transfer from your checking account over the phone RIGHT NOW. You cannot mail in a check — even a certified check sent next day delivery. Nope. It must be over the phone, straight from your checking account RIGHT NOW.
When was the last time a legitimate debt collector wouldn’t take a cashier’s check by mail? They are so interested…
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